// Mission
About TopMoneyTools
TopMoneyTools is published from Montreal, Quebec, Canada, and edited by The Editor (André Denis). The site is built for people who want to understand their finances without complexity or pressure. Our calculators and education center explain inflation, budgeting, loan terms, and credit scores in everyday language.
Our tools are calibrated with standard formulas (compound interest, amortization, the 4% rule). They’re planning instruments — not personalized financial advice. For major decisions, talk to a licensed advisor.
// Privacy, ads, and what stays on your device
Calculator inputs vs this website
Calculator inputs run in your browser. We do not create calculator accounts, and we do not store those inputs on our servers.
This website is free to use and supported by Google AdSense when ads are enabled. Advertising technology may use cookies or similar identifiers as described in our Privacy Policy. That is separate from your tool inputs.
// Editorial standards
- Calculators use documented, standard formulas applied consistently.
- Articles explain concepts in plain language with practical examples.
- We do not accept sponsored articles, paid reviews, or affiliate commissions.
- For major life decisions, use licensed professionals in addition to these tools.
// How the tools work
Every calculation runs in your browser. Calculator inputs are not sent to our servers for storage or profiling. Refresh the page and on-page numbers are gone — by design.
// Need help or feedback?
If you have questions, want to suggest a new calculator, or want help interpreting a result, we’re here for you.
Email contact@topmoneytools.com or visit our Contact page.
These tools are planning instruments only, not personalized financial advice. For major decisions, consult a licensed advisor.